About Us
Chalmers is a fourth generation, family-owned, independent insurance agency with a history that stretches back 165 years.

A trusted, family-owned insurance agency

For four generations, we've offered customized insurance for youth-serving organizations nationwide. As independent agents, we work for you, not the insurance companies. We take the time to get to know you and your organization's mission. From there, we walk you through the process of buying insurance, step by step.

Since our Camp Insurance Program’s inception, we have become one of the most prominent writers of youth-serving organizations in the Northeast region. Our agency has set itself apart from the competition by working alongside owners, executive directors, and their staff to manage risk, share best practices, advise during claims, and ultimately build safer communities.

We believe in the importance of a dedicated and well-educated team. 

Meet Your Team

Jim Chalmers
Jim Chalmers
4th Generation Owner
Jim Chalmers
Jim Chalmers
Father of 2 camp kids, camp trustee, coach, former camper
Dottie Chalmers Cutter
Dottie Chalmers Cutter
4th Generation Owner
Dottie Chalmers Cutter
Dottie Chalmers Cutter
Mother of 2 campers, Girl Scout board member, former camper
Steve Cote
Steve Cote
President
Steve Cote
Steve Cote
President
Lisa Cote
Lisa Cote
Commercial Lines Manager
Lisa Cote
Lisa Cote
Former camper, insurance nut, hobby photographer
Carissa Chipman
Carissa Chipman
Program Business Development Specialist
Carissa Chipman
Carissa Chipman
New mom, former camper and former Girl Scout
Ethan Johnson
Ethan Johnson
Account Executive
Ethan Johnson
Ethan Johnson
Father, coach, former camper, board member, insurance geek
Jeff Woodbury
Jeff Woodbury
Account Executive
Jeff Woodbury
Jeff Woodbury
Father of camp kid, former camper, outdoor enthusiast
Amy Abbott
Amy Abbott
Account Manager
Amy Abbott
Amy Abbott
Former camper, former Girl Scout, Animal Lover
Sarah Cummings
Sarah Cummings
Account Manager
Sarah Cummings
Sarah Cummings
Former camper, animal lover, outdoor enthusiast
Paula Kirkland
Paula Kirkland
Account Manager
Paula Kirkland
Paula Kirkland
Account Manager
Jess Frost
Jess Frost
Client Service Representative
Jess Frost
Jess Frost
Client Service Representative
Justine Berube
Justine Berube
Quality Manager
Justine Berube
Justine Berube
Former camper, former Girl Scout, loves the outdoors
Denise Davis
Denise Davis
Claims Manager
Denise Davis
Denise Davis
Claims Manager
Kristen Svenson
Kristen Svenson
Claims Manager
Kristen Svenson
Kristen Svenson
Claims Manager