About Us
Chalmers is a fourth generation, family-owned, independent insurance agency with a history that stretches back 165 years.

A trusted, family-owned insurance agency

For four generations, we've offered customized insurance for youth-serving organizations nationwide. As independent agents, we work for you, not the insurance companies. We take the time to get to know you and your organization's mission. From there, we walk you through the process of buying insurance, step by step.

Since our Camp Insurance Program’s inception, we have become one of the most prominent writers of youth-serving organizations in the Northeast region. Our agency has set itself apart from the competition by working alongside owners, executive directors, and their staff to manage risk, share best practices, advise during claims, and ultimately build safer communities.

We believe in the importance of a dedicated and well-educated team. 

Meet Your Team

Jim Chalmers
Jim Chalmers
4th Generation Owner
Jim Chalmers
Jim Chalmers
Father of 2 camp kids, camp trustee, coach, former camper
Dottie Chalmers Cutter
Dottie Chalmers Cutter
4th Generation Owner
Dottie Chalmers Cutter
Dottie Chalmers Cutter
Mother of 2 campers, Girl Scout board member, former camper
Steve Cote
Steve Cote
President
Steve Cote
Steve Cote
President
Lisa C.
Lisa C.
Commercial Lines Manager
Lisa C.
Lisa C.
Former camper, insurance nut, hobby photographer
Carissa C.
Carissa C.
Program Business Development Specialist
Carissa C.
Carissa C.
New mom, former camper and former Girl Scout
Katie J.
Katie J.
Senior Risk Consultant
Katie J.
Katie J.
Mom, wife, former swim team kid, life long camper
Ethan J.
Ethan J.
Account Executive
Ethan J.
Ethan J.
Father, coach, former camper, board member, insurance geek
Jeff W.
Jeff W.
Account Executive
Jeff W.
Jeff W.
Father of camp kid, former camper, outdoor enthusiast
Amy A.
Amy A.
Account Manager
Amy A.
Amy A.
Former camper, former Girl Scout, Animal Lover
Paula K.
Paula K.
Account Manager
Paula K.
Paula K.
Account Manager
Danny L.
Danny L.
Account Manager
Danny L.
Danny L.
Former camper, father of 2, coach
Justine B.
Justine B.
Quality Manager
Justine B.
Justine B.
Former camper, former Girl Scout, loves the outdoors
Denise D.
Denise D.
Claims Manager
Denise D.
Denise D.
Claims Manager
Kristen S.
Kristen S.
Claims Manager
Kristen S.
Kristen S.
Claims Manager